🏦 Financing
What mortgage options are available?
Several local and international banks offer mortgages for Dubai Creek Harbour properties:
- UAE residents can borrow up to 80% for properties under AED 5 million (75% above AED 5 million)
- Non-residents can typically borrow 60-75% depending on the property value and bank
- Interest rates range from 3.5-5.5% depending on the bank, loan term, and borrower profile
- Mortgage terms extend up to 25 years
Requirements include:
- Passport copy
- Visa copy (for residents)
- Salary certificate or business license
- 6 months bank statements
- Property valuation
Pre-approval is recommended before property hunting to understand your budget.