🏦 Financing

What mortgage options are available?

Several local and international banks offer mortgages for Dubai Creek Harbour properties:

  • UAE residents can borrow up to 80% for properties under AED 5 million (75% above AED 5 million)
  • Non-residents can typically borrow 60-75% depending on the property value and bank
  • Interest rates range from 3.5-5.5% depending on the bank, loan term, and borrower profile
  • Mortgage terms extend up to 25 years

Requirements include:

  • Passport copy
  • Visa copy (for residents)
  • Salary certificate or business license
  • 6 months bank statements
  • Property valuation

Pre-approval is recommended before property hunting to understand your budget.