What mortgage options are available?

Several local and international banks offer mortgages for Dubai Creek Harbour properties. UAE residents can borrow up to 80% for properties under AED 5 million (75% above AED 5 million). Non-residents can typically borrow 60-75% depending on the property value and bank. Interest rates range from 3.5-5.5% depending on the bank, loan term, and borrower profile. Mortgage terms extend up to 25 years. Requirements include: passport copy, visa copy (for residents), salary certificate or business license, 6 months bank statements, and property valuation. Pre-approval is recommended before property hunting to understand your budget.